eMoneyPool

Building Credit Has Never Been Easier

Susus are a proven way to build credit while planning for short-term goals.


Susus are a proven way to build credit while planning for short-term goals.


Join the Worlds Largest Susu Community
with $14,214,750.63 in goals reached.

Get Started in 3 Simple Steps!

Susu Step 1

1. How much do you need?

Pick a Susu from the marketplace that corresponds with the needed amount and your preferred payment terms.

Susu Step 2

2. When do you need it?

Pick a position in the Susu that corresponds with that special date. Early dates are reserved for eMoneyPool veterans.

Susu Step3

3. Reach your goal

Complete your commitment to the group and your new payment history will incrementally unlock special community privileges.

Read what others have to say

Why eMoneyPool?

Susu Payment Protection

Worry-Free Susu

If someone in the group stops making payments, eMoneyPool will take their place. Guaranteed!

Build Your Credit

Build Credit

eMoneyPool NOW reports your payment history to Experian to help you build credit.

Susu Reputation Ratings

User Reputation Ratings

A member’s ratings helps you easily spot trustworthy individuals in the community.[sample profile]

Susu Verified Users

Verified Users

Every user must pass a strict identity verification check to ensure a safe community.

Susu Automatic Payments

Automatic Payments

All your money pool contributions and withdrawals are made securely and automatically through your existing bank account. We send payment reminders too.

Susu Ultra Secure

Bank Level Security

We take security seriously and have gone to great lengths to ensure your information is always safe.

Susu and Save Like a Pro...

It’s hard to save with all of life’s goals, but a study by the National Bureau of Economic Research found that “saving in a group more than triples your chances of saving money”. Compare the success rate of a Susu (money pools) to other savings practices. The numbers speak for themselves.

<10%

Savings Account

Most people fail to save due to society’s many temptations and pressures to spend. A coffee here, new pair of shoes there, and they’re living paycheck-to-paycheck.

~20%

Incentivized Saving

Government sponsored Individual Development Accounts will match dollar-for-dollar an individual’s savings goal, but even with free money, IDAs can't help the majority of participants save.

99%

Susu (Money Pool)

The group dynamic changes the psychology of reaching one’s desired goal. Good old-fashioned peer pressure creates structured discipline to virtually guarantee savings success.

Susu to Plan for Life’s Special Moments...

Planning for life’s special moments has never been easier. Pick your turn in the rotation so your payout corresponds with the event in your life (i.e. vacation) and we’ll get you there every time.

FEB
Pay
$103
MAR
Pay
$103
APR
Pay
$103
MAY
Pay
$103
JUN
Pay
$103
JUL
Receive
$1000
AUG
Pay
$103
SEP
Pay
$103
OCT
Pay
$103
NOV
Pay
$103
DEC
Pay
$103
  Fee Term Total Cost Comments
Susu (Money Pool) 3% Flat Fee 3-11 months $30.00  
Credit Card 29% APR *several years $329.60 *Most credit card holders make minimum payments to payoff their balance

Susu to Borrow at Unbelievable Rates...

Users with a strong payment reputation within the community can opt for an early turn in the groups rotation, which mimics a loan. Don’t worry, there’s no need for a credit check - your reputation within the community is your credit.

FEB
Receive
$1000
MAR
Pay
$106
APR
Pay
$106
MAY
Pay
$106
JUN
Pay
$106
JUL
Pay
$106
AUG
Pay
$106
SEP
Pay
$106
OCT
Pay
$106
NOV
Pay
$106
DEC
Pay
$106
  Fee Term Total Cost Comments
Susu (Money Pool) 6% Flat Fee 3-11 months $60.00  
Credit Card 29% APR *several years $329.60 *Most credit card holders make minimum payments to payoff their balance