Member Spotlight – Sabrina

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Periodically, we highlight VIP members of our community to give our readers insight into the world of money pools, why they’re used and how they might be beneficial under varying circumstances. Enjoy! Where do you live and what do you do for a living? I live in Queens, New York and am a fashion boutique owner. How […]

Member Spotlight – Rebecca

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Periodically, we highlight VIP members of our community to give our readers insight into the world of money pools, why they’re used and how they might be beneficial under varying circumstances. Enjoy! Where do you live and what do you do for a living? I live just out side of Chicago and I am a server. […]

Member Spotlight – Natalia

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Periodically, we highlight VIP members of our community to give our readers insight into the world of money pools, why they’re used and how they might be beneficial under varying circumstances. Enjoy! Where do you live and what do you do for a living? I currently live in Phoenix, AZ and work in the non-profit […]

Be Debt Free in 5 Simple Steps

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By: Francisco Cervera Paying off your debt is easier than you think. All you have to do is stick to the plan. I’m going to show you the simplest way to plan this debt-free journey with a technique known as a “debt snowball.” This is the concept: You set aside a fixed amount of “extra” money […]

Member Spotlight – Kelly

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Periodically, we highlight VIP members of our community to give our readers insight into the world of money pools, why they’re used and how they might be beneficial under varying circumstances. Enjoy! Where do you live and what do you do for a living? I live in Phoenix, AZ and work in Insurance Services. How did you […]

3 ways to build credit – without a credit card

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By: Francisco Cervera Building credit when you have none can be tricky. Imagine this scenario: You walk into your local bank or credit union and apply for a loan. The loan officer returns with the negative news that you were not approved because you don’t have enough credit history. You quickly ask the loan officer, […]

Impulse buys are killing your finances

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By: Francisco Cervera Think about your most recent purchase. Maybe it’s a fancy new pair of shoes, a laptop for school or equipment for your business. Did you charge it to a credit card? The chances are likely you did. But you’re not alone. A 2012 survey from creditcards.com shows over 62% of respondents charged […]

Microloans Could Save Tired Starving Artists. How ROSCAs Can Save Music, Art And Film.

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  BY: JUNE OWATARI  COURTESY OF: The Plaid Zebra  $2400 for a Conveyer Dryer for screen-printing + $2000 for a film output printer with colour separation software plus a 6-pack of ink cartridges + $600 for micro-registration attachments for the 6-colour press + $150 for supplies and equipment for sticker printing + $80 for specially sized platen for printing custom […]

How does a cundina work?

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By Francisco Cervera How does a cundina work? Let’s back up and first explain what it is. A cundina is a community credit and savings tool that’s used to pay for a major purchase, such as a home refrigerator or business inventory. While some people enjoy paying for their purchases with a good old-fashioned credit card, […]

Saving money? What’s that?

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By Rosa Cays I am not one to play the money game. You know—business ventures, stock trading, Vegas. I still have a ceramic Snoopy bank filled with 30-year-old coins that I dig into when in dire need. I figure as long as I have that, I’ll never be broke, right? You could say I’m not […]