We Achieve More Together

Money pools offer short-term accelerated saving for any goal.

Money pools offer short-term
accelerated saving for any goal.


The World's Oldest Community Finance Tool Goes Digital

Money Pool World Map

Known by over 200 different names around the world, money pools are arguably the world’s most popular financial practice. Group members come together to make regular payments into a common fund and take turns receiving the total lump sum to pay for their goals.

eMoneyPool brings this age-old concept into the 21st century with an online platform to make the process easier, safer and more accessible. Read below to learn why money pools are the best way to save, borrow or plan for life's special moments.

Money Pool Are the Best Way to Save

Saving for goals can be tough, but “saving in a group more than triples your chances of savings money” according to the National Bureau of Economic Research. Compare the success rate of money pools to other saving options.

<10%

Savings Account

Less than 10% of people are able to save successfully. A coffee here, new pair of shoes there and society’s temptations and pressures to spend create a challenging environment for saving.

~20%

Incentivized Saving

Government sponsored Individual Development Accounts (IDA) match dollar-for-dollar a participant’s savings goal, but even with the offer of free money only about 20% find success.

99%

Money Pools

The group dynamic drastically changes the psychology of reaching one’s goal. Good old-fashioned social pressure creates structured discipline to virtually guarantee savings success.

Easily Plan for Life’s Special Moments

Planning for life’s special moments (i.e. Summer vacation) has never been easier. Instead of charging it to your credit card at the last minute, you can join a money pool ahead of time and save a bundle on fees.

FEB
Pay
$103
MAR
Pay
$103
APR
Pay
$103
MAY
Pay
$103
JUN
Pay
$103
JUL
Receive
$1000
AUG
Pay
$103
SEP
Pay
$103
OCT
Pay
$103
NOV
Pay
$103
DEC
Pay
$103
  Fee Term Total Cost Comments
Money Pool 3% Flat Fee 3-11 months $30.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Money Pool Are the Best Way to Borrow

Goodbye credit cards! Users with a good payment reputation can opt for an early turn in the groups rotation - which mimics a loan. Use it to refinance high-interest credit or for emergencies.

FEB
Receive
$1000
MAR
Pay
$106
APR
Pay
$106
MAY
Pay
$106
JUN
Pay
$106
JUL
Pay
$106
AUG
Pay
$106
SEP
Pay
$106
OCT
Pay
$106
NOV
Pay
$106
DEC
Pay
$106
  Fee Term Total Cost Comments
Money Pool 6% Flat Fee 3-11 months $60.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Why eMoneyPool?

Money Pool Payment Protection

Payment Protection

If someone in the group stops making payments, eMoneyPool will take their place to protect the group. Guaranteed!

Money Pool Low Service Fee

Low Service Fees

Service fees range from a low 1-6% flat fee depending on the position you choose in the groups rotation.

Money Pool Reputation Ratings

User Reputation Ratings

User ratings allow you to easily identify trustworthy individuals outside your immediate network.[sample profile]

Money Pool Verified Users

Verified Users

Each community member have passed a strict identity verification check to ensure the safety of the community.

Money Pool Automatic Payments

Automated Payments

All payments and withdrawals to your money pool are made automatically through your bank account. We even send payment reminders.

Money Pool Ultra Secure

Bank Level Security

We use bank level security and 128-bit encryption to ensure your information is always safe.

Read what our fans have to say...

Get Started in 3 Easy Steps!

Money Pool Step 1

Step 1

Choose a money pool from our marketplace of available pools and join together with members of the community or with friends in a private pool.

Money Pool Step 2

Step 2

Next, YOU will pick your turn in the groups rotation based on whether you’re using the pool to save, borrow or plan. You’re always in control!

Money Pool Step 3

Step 3

Reach your goal and complete your commitment to the group. Your new payment history will begin to allow you special community privileges.

Join the Worlds Largest Money Pool Marketplace with $1,349,500 in transactions.