A Community of Savers and Borrowers

Helping each other pay for life’s most important goals.


Helping each other pay for life’s most important goals.


Compare to Other Savings Options

Saving for goals can be tough, but “saving in a group more than triples your chances of savings money” according to the National Bureau of Economic Research. Compare the success rate of money pools to other saving options.

<10%

Savings Account

Less than 10% of people are able to save successfully. A coffee here, new pair of shoes there and society’s temptations and pressures to spend create a challenging environment for saving.

~20%

Incentivized Saving

Government sponsored Individual Development Accounts (IDA) match dollar-for-dollar a participant’s savings goal, but even with the offer of free money only about 20% find success.

99%

Money Pools

The group dynamic drastically changes the psychology of reaching one’s goal. Good old-fashioned social pressure creates structured discipline to virtually guarantee (99%) savings success.

Easily Plan for Life’s Special Moments

Planning for life’s special moments (i.e. Summer vacation) has never been easier. Instead of charging it to your credit card at the last minute, you can join a money pool ahead of time and save a bundle on fees.

FEB
Pay
$103
MAR
Pay
$103
APR
Pay
$103
MAY
Pay
$103
JUN
Pay
$103
JUL
Receive
$1000
AUG
Pay
$103
SEP
Pay
$103
OCT
Pay
$103
NOV
Pay
$103
DEC
Pay
$103
  Fee Term Total Cost Comments
Money Pool 3% Flat Fee 3-11 months $30.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Money Pool Are the Best Way to Borrow

Goodbye credit cards! Users with a good payment reputation can opt for an early turn in the groups rotation - which mimics a loan. Use it to refinance high-interest credit or for emergencies.

FEB
Receive
$1000
MAR
Pay
$106
APR
Pay
$106
MAY
Pay
$106
JUN
Pay
$106
JUL
Pay
$106
AUG
Pay
$106
SEP
Pay
$106
OCT
Pay
$106
NOV
Pay
$106
DEC
Pay
$106
  Fee Term Total Cost Comments
Money Pool 6% Flat Fee 3-11 months $60.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Why eMoneyPool?

Money Pool Payment Protection

Payment Protection

If someone in the group stops making payments, eMoneyPool will take their place to protect the group. Guaranteed!

Build Your Credit

Build Your Credit

eMoneyPool will soon begin reporting user payment history to a major credit bureau to help users build credit.

Money Pool Reputation Ratings

User Reputation Ratings

Easily identify other members of the community with the best payment history.[sample profile]

Money Pool Verified Users

Verified Users

Each community member have passed a strict identity verification check to ensure the safety of the community.

Money Pool Automatic Payments

Automated Payments

All payments and withdrawals are made automatically through your bank account. We even send payment reminders.

Money Pool Ultra Secure

Bank Level Security

We use bank level security and 128-bit encryption to ensure your information is always safe.

Read what our fans have to say...

Get Started in 3 Easy Steps!

Money Pool Step 1

1. How much do you need?

Pick a pool from the marketplace that corresponds with the needed amount and your preferred payment terms.

Money Pool Step 2

2. When do you need it?

Pick a position in the groups rotation that corresponds with that special date. Early dates are reserved for eMoneyPool veterans.

Money Pool Step 3

3. Reach your goal

Complete your commitment to the group and your new payment history will incrementally unlock special community privileges.

Join the Worlds Largest Money Pool Marketplace with $3,553,265 in transactions.