Unlock the Saver in You

Money pools are a proven way to quickly save up for short-term goals.

Money pools are a proven way to quickly save up for short-term goals.


Compare to Other Savings Options

Saving for goals can be tough, but “saving in a group more than triples your chances of savings money” according to the National Bureau of Economic Research. Compare the success rate of money pools to other saving options.

<10%

Savings Account

Less than 10% of people are able to save successfully. A coffee here, new pair of shoes there and society’s temptations and pressures to spend create a challenging environment for saving.

~20%

Incentivized Saving

Government sponsored Individual Development Accounts (IDA) match dollar-for-dollar a participant’s savings goal, but even with the offer of free money only about 20% find success.

99%

Money Pools

The group dynamic drastically changes the psychology of reaching one’s goal. Good old-fashioned social pressure creates structured discipline to virtually guarantee (99%) savings success.

Easily Plan for Life’s Special Moments

Planning for life’s special moments (i.e. Summer vacation) has never been easier. Instead of charging it to your credit card at the last minute, you can join a money pool ahead of time and save a bundle on fees.

FEB
Pay
$103
MAR
Pay
$103
APR
Pay
$103
MAY
Pay
$103
JUN
Pay
$103
JUL
Receive
$1000
AUG
Pay
$103
SEP
Pay
$103
OCT
Pay
$103
NOV
Pay
$103
DEC
Pay
$103
  Fee Term Total Cost Comments
Money Pool 3% Flat Fee 3-11 months $30.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Money Pool Are the Best Way to Borrow

Goodbye credit cards! Users with a good payment reputation can opt for an early turn in the groups rotation - which mimics a loan. Use it to refinance high-interest credit or for emergencies.

FEB
Receive
$1000
MAR
Pay
$106
APR
Pay
$106
MAY
Pay
$106
JUN
Pay
$106
JUL
Pay
$106
AUG
Pay
$106
SEP
Pay
$106
OCT
Pay
$106
NOV
Pay
$106
DEC
Pay
$106
  Fee Term Total Cost Comments
Money Pool 6% Flat Fee 3-11 months $60.00  
Credit Card 29% APR *several years $329.60 *60% of credit card holders make minimum payments

Why eMoneyPool?

Money Pool Payment Protection

Payment Protection

If someone in the group stops making payments, eMoneyPool will take their place to protect the group. Guaranteed!

Build Your Credit

Build Your Credit

Coming in 2016... eMoneyPool payment history will be reported to a major credit bureau to help you build credit.

Money Pool Reputation Ratings

User Reputation Ratings

Easily identify other members of the community with the best payment history.[sample profile]

Money Pool Verified Users

Verified Users

Each community member have passed a strict identity verification check to ensure the safety of the community.

Money Pool Automatic Payments

Automated Payments

All payments and withdrawals are made automatically through your bank account. We even send payment reminders.

Money Pool Ultra Secure

Bank Level Security

We use bank level security and 128-bit encryption to ensure your information is always safe.

Read what our fans have to say...

Get Started in 3 Easy Steps!

Money Pool Step 1

Step 1

Choose a money pool from our marketplace of available pools and join together with members of the community or with friends in a private pool.

Money Pool Step 2

Step 2

Next, YOU pick your turn in the groups rotation depending on when you need access to the funds. You’re always in control!

Money Pool Step 3

Step 3

Reach your goal and complete your commitment to the group. Your new payment history will begin to allow you special community privileges.

Join the Worlds Largest Money Pool Marketplace with $2,911,360 in transactions.